Crouse Health Online: Wellness is just a click away.
Share Share
  |  Connect with Us: 
large
med
small
Text Size
 

Health News



Health Insurance 'Mandate' Deemed Best Value for Money

Health Insurance 'Mandate' Deemed Best Value for Money

02/16/12

THURSDAY, Feb. 16 (HealthDay News) -- Doing away with the U.S. health care reform act's requirement that all Americans must have health insurance would not dramatically increase the cost of buying policies through new insurance exchanges, but would significantly reduce the number of people who get insurance, according to researchers.

The findings from the RAND Corporation, a nonprofit research organization, are based on estimates created using a computer model. The investigators found that eliminating the so-called "individual mandate" would increase a person's cost of buying insurance by 2.4 percent and reduce the number of Americans who would get new health coverage in 2016 from 27 million to 15 million.

"Our analysis suggests eliminating the individual mandate would sharply decrease coverage, but it would not send premiums into a 'death spiral' that would make health insurance unaffordable to those who do not qualify for government subsidies," study lead author Christine Eibner, an economist at RAND, said in a news release from the organization.

The analysis also found that repealing the individual mandate would greatly increase the amount of government spending for each person newly enrolled in a health insurance plan. The cost would more than double, to $7,468 per person.

"The individual mandate is critical not only to achieving near-universal health care coverage among Americans, but also to yielding a high value in terms of federal spending to expand coverage," Eibner said. "Without the individual mandate, the government would have to spend more overall to insure a lot fewer people."

The U.S. Supreme Court is scheduled to hear arguments in March about the constitutionality of requiring all Americans to obtain health insurance.

More information

The U.S. Agency for Healthcare Research and Quality explains how to get good value when choosing a health plan.

Copyright © 2012 HealthDay. All rights reserved.

Please be aware that this information is provided to supplement the care provided by your physician. It is neither intended nor implied to be a substitute for professional medical advice. CALL YOUR HEALTHCARE PROVIDER IMMEDIATELY IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY. Always seek the advice of your physician or other qualified health provider prior to starting any new treatment or with any questions you may have regarding a medical condition.

OF INTEREST:
 

Latest News

Crouse Hospital First in Region to Use New da Vinci Xi Surgical System
more >

MedEx Bedside Prescription Delivery Service

Free service offers convenience, patient education at discharge.
more >

CrouseSports Express After-Hours Ortho Care

Immediate care of orthopedic injuries in kids and adults.
more >

Weight Loss Surgery

Is it right for you? Attend a free information seminar held twice monthly.
more >

Quality at Crouse

See how Crouse Hospital strives to provide the best in patient care.
more >

Cheer Up That Special Someone

Say get well or welcome a new arrival with a gift purchased right at Crouse.

more >

Make an Online Donation Now

Your donation of any amount helps support Crouse services & programs in a meaningful way.
more >

Shop Online Now

Say get well, thinking of you or welcome new baby with a unique gift from the Crouse Gift Shop.

more >